New Economics

I am, or to be more exact was, a head in the sand, anti-rich, anti-greed, non financial money idiot. However looking around and seeing the number of people who are collecting millions of pounds without even passing go, I realise this must change. A recession is the best time to change, if someone can succeed now, they can succeed at anywhere anytime. Not that I believe in the recession, I have not lost my job.

As with emotional health, financial health depends on getting "you" right. My head is more or less straight, I know I will never be ill again and my emotional, physical and intellectual life is under my control. But money wise, I have a way to go.

I started with the Deep Tidy, getting rid of everything I don't need, and that is still going on although the worst is over. I am still getting rid of stuff I don't need

Then came Deep Organisation, putting everything in the right place, so I know where it is. This is still going on. It means finding a system of organisation I am Happy with. That reflects the way my mind works. As my mind is generally the most disorganised heap of rubbish anyone could hope to stumble across, this is proving a challenge. It means changing the way I think! There is a limit to how much I can change, on the other hand, unless I get some systems in place, all I will leave is a heap of chaos that will rapidly disappear in the swirling universe that is time and place. Organisation represents our fight against entropy and unless a person can impose some kind of order then everything they do will turn to dust.


Finding the right tools!

I have come to like hanging files and Guildhall slip files
Guildhall slip halls are A4 sized folders, closed on two edges so they act as a pocket as well as a folder.
There have been times when I have bonded better with Document Wallets but for now, the Guildhall slip files are winning

Cash flow
I have three accounts - at least three imaginary accounts but they are not working so well at the moment. I have three identities and each identity has a spending pattern, an allowance and a way of earning money.

Behaviour with money is as much a personality trait as the style a person chooses to dress in, the books he or she reads, and the way that person sees the world.

The three present identities are

Personal me - entitled only to a small amount of pocket money on a weekly basis, money runs through my fingers in a stream of wasteful impulsive purchases, no judgement and no discretion

Self employed me - the Journalist, endlessly curious off to strange places, writing about a wide range of topics

Well and Working me - this is the business person, the one with the lucrative franchise operation

Finally there will be Entrepreneurial me - dedicated to high finance with companies off shore and piles of untraceable gold.

It is only now that I am beginning to clear the debris from my life. These are things that I wish I had known much younger, and all I can do at the moment is write down everything I know so that those coming after will have an easier journey and as a consequence go further



Copyright Dr Liz Miller 2008